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Chinese meaning
承保;核定放贷条件(此处指评估借款人资质)
签字担保,核定条件
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贷方依借款人财务状况核定放贷资质
Example
A lender underwrites a borrower on the strength of a financial picture that starts aging the moment the loan closes.
放贷方依据借款人的财务状况来核定其资质,而这份财务状况从贷款一发放起就开始「过时」。
Source: PYMNTS · 10 Aug 2026
Background ✎
Method Financial首席执行官指出,放贷机构核定资质后往往难以追踪借款人财务状况的实时变化,导致无法及时发现其陷入财务困境。
Roots · etymology
源古英语 underwrītan,under-(下)+ write(写),意为签字担保
- under-(在…之下)+ write(书写);字面「写在下面」引申为「签字承保」
Collocations
- underwrite a loan / underwrite a policy / underwrite risk
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